• Carry out activities that are increasing the company's image through the media, and related agencies, as well as PR Manager and Management help in preparing it - it is necessary to prepare for interviews with the media, so all news will be provided in accordance with company expectations

Position Responsibilities:

• Campaign to improve the company image through the mass media and related institutions such as PERPAMSI, etc. Regulatory Agency.
• Build a relationship with the mass media both print and electronic
• Assist the activities (events) of the company both external and internal
• Helping Corporate Communications Department Head and Management in preparing for the interview with the media.
• Supporting supervise homework to do the job daily clip and Press Release.
• Ensuring KPI or objective can be achieved in accordance depertment set.
• Ensure and monitor the implementation of H & S in the workplace
• Applying the ISO in the workplace
• Optimizing resources (subordinate) to delegate tasks, set work standards, provide guidance / counseling, evaluating and providing feedback on performance in the context of sustainable resource development
• Carry out other tasks given by the employer directly job-related.

Authority:

• Validate prior to a press release distributed to media
• Perform validation before the other party sent daily clip

Employment:

Internal Company (In the Company's environment)

• Procurement Dept: For the administration of the tendering process and the manufacture of PO
• Finance Dept.: To help smooth the order to each payment made ??by the PR Dept.
• UPP: Coordinate with each of the UPP for the info we trima of the public or media can be overcome.
• Unit / Department: Helping and cooperation with each department involved in organizing the event.
• Contract & Planning: Coordinate to obtain data / information which we publish to the media or Institution
• DMCC: Obtain information about the activities / work performed PALYJA Serdang to immediately inform the mass media and related institutions
• Production: Helps provide information to the media and the institutions who visit the installation

External Companies (Outside Corporate environment)

• Mass Media: To build a positive image of the company to provide good information and correct
• PAM Jaya: Coordination and cooperation in order to help the activities conducted by PAM Jaya in relation to PALYJA.
• Regulatory Body: Coordination and cooperation in order to help the activities conducted by PAM Jaya in relation to PALYJA.
• Astra: To attend the invitation, information sharing, seminars, social events held
• Vendor; to prepare for the event, the procurement of goods and services
• Aetra: Cooperate in the fight against Illegal Connection and some activities conducted jointly

• Implement policies and procedures established by the marketing of credit management and other provisions stipulated by Bank Indonesia / Government.
• Responsible for its customers, among others, in connection with:Accounts and account maintenance, the conditions of the account, Utilization of credit, Financial analysis, Operational marketing
• Committee members include: Credit Committee

DUTIES OF THE DETAILS

Business Development
 

• Develop a business relationship has been established with customers and explore business relationships with prospective clients in both the development of credit and savings deposits;
• Attending meetings with clients and prospective clients in order to develop the business;
• Selecting and defining the customer prospect base;
• Initiate business relationships (business development) with new customers in order to strengthen the customer base;
• Cooperate with other units to coordinate the marketing activities of banking products in an integrated way.

Relationship maintenance and service accounts
 

• Maintaining relationships with customers and strive to meet their needs in banking products;
• Monitor the utilization of the facilities provided to customers and report to management on a regular basis (at least once a month) when there is a facility which is not yet used the following reasons;
• Follow up monthly reports of commercial activity, and where customers need to contact customers to ask for the completeness or in order to update certain documents;- Receive the report "confidential" client accounts in case of violation of KYC / AML Compliance Officers from, and where appropriate follow-up report;
• Propose to management to approve or reject the deviation is, an extension of time or the facilities provided and other requests from the client;

Opening of Current Account
 

• Ensuring that the customer / prospective customer to open an account at the Bank;
• Ensuring that the account opening documents received are complete and correct;
• To approve the opening and closing of accounts customers.

Conditions of the customer account
 

• Regular checks on the account of customers whether condition or provision of charging interest in accordance with the conditions set by management;
• If necessary, propose to the management of special conditions for the imposition of a fee or payment of interest to its customers;

Credit Application
 

• Before granting credit or loans due to run, employees on its part must obtain credit information in a complete and integrated as a proposal to be evaluated or reviewed by management;
• Monitoring of credit will mature to prevent delay in the extension or termination.
• After kedit approved by management, to monitor whether customers have been notified officially and for new credit should also check whether the funds have been disbursed in a timely and correct;

Utilization of Credit (Credit Utilization)
 

• Responsible for checking customers' credit utilization (use of credit without limit or above the limit);
• Submitting the proposal approval or rejection of the deviations that occur;
• Ensure that any credit facility is in compliance with the provisions of Bank Indonesia.

Financial Analysis (Financial Analysis)
 

• Create a customer financial risk analysis accuracy can be accounted for;
• Create a balance sheet analysis is based on preparation of documents received from prospective clients / customers and make its conclusions;
• Ensure that all financial documents related to customer credit facility complete and up-to-date.

Documentation
 

• Ensure that all documents related to the binding of the credit has been examined by the Law, or Lawyer.
• Always consult with the Legal Department to ensure the correctness and completeness of documentation, whether derived from customers and are prepared by the Bank;
• Ensure that all procedures relating to documentation of the securities have been implemented correctly.

Customer credit not smooth
 

• Immediately notify the Head of Department or when a visible indication of worsening or will information about customers' financial deterioration or expected to occur or where there has been halted payments (default on payment);
• Propose a strategy to halt the credit for which payment may be recovered;
• Monitor that all procedures relating to problem loans, including classification, follow-up and reporting that must be undertaken carefully executed;
• When the need to attend a meeting of the creditors (creditors' meeting) with the debtors.

Operational Marketing (Marketing Operations)

Negotiate directly with the customer in terms of operations, among others, in terms of:
 

• Buying and selling of Foreign Exchange; to give a special rate (special rate) after consultation with officials of the treasury;
• Providing special rates for third party deposits or loans after obtaining the approval of the Board of Directors;
• Providing special rates for the commission guarantees, export-import transactions or otherwise.

Other tasks:
 

• Create reports as requested by management;
• In lieu of (alternate) when the other Loan Marketing Section staff absence;\
• Carrying out additional tasks given by the Board of Directors

a. Implement accounting policies and procedures established by management and the provision / regulations stipulated by Bank Indonesia as well as other authorities, among others:

• Financial Statements
• Application of Principles of Accounting Standards
• Budgeting and follow-up
• Human resource management and education / training
• LLL
• NOP
• GWM

b. Keeping the reputation and image of PT Bank Capital Indonesia Tbk (hereinafter referred to as "Bank") at the point of view of Bank Indonesia and other authorities and the community is always a good example by always submit reports in a timely and accurate (true).

c. Responsible in terms of:

• References and Accounting Data (Reference Data and Accounting)
• Cost Management and Budget (Cost Management and Budgeting):
• Report - Financial Statements
• Balance Confirmation:

d.  Ensure that all activities related to the preparation of financial statements in compliance with Bank policies and procedures, Accounting Principles Indonesia, Bank Indonesia regulations and legislation applicable yan;

e. Reviewing the (review) and accounting adjustments (adjustments) are made to ensure the accuracy of the data that is used as reference data and accounting;

f. Assist management in defining the Bank's operational policy on cost management and audit process.

g. Committee members include:

• Risk Management Committee
• ALCO Committee

AUTHORITY Signature and LIMIT:

In accordance with the User's Signature Authority and Power of Attorney


DUTIES OF THE DETAILS

a. Reference Data and Accounting Data

Maintenance of Reference Data

 Reference Data

Bank code handling system, after consultation with the supervisor.

• Create a table;
• Modifications;
• Eliminate the (deletion).

- TERADATA system accounting schemes:

• Check the journal;
• Modifications;
• Eliminate the (deletion).

b. Nostro accounts

Supervise the process of reconciliation and follow-up of open items on nostro accounts and inter-office collaboration with Operations Section / Support Branch (Branch Support)
 

• Reconciliation
• Monitoring of the bills;
• Contact

c. Financial Reports
 

• Prepare and submit financial reports either Daily, Weekly, Monthly, Quarterly, Semi Annual and Bank Indonesia and other authorities on time (turnaround) and accurate.

 d. Taxation
 

• Monthly Tax Payment to the Office of Tax (Income Tax Article 25, the deposit (4.1.), Or 26) and PPh section 21;
• Reviewing the (review) Article 21 Income tax calculations made by the Human Resources Section;
• Addressing the issue of taxation of the Bank including cooperation with tax consultants and tax services to officers in connection with tax audits of the Bank.

e. Checks and Accounting Adjustments
 

• General Ledger (General Ledger): Checking Ledger (daily) and follow up on bookkeeping irregularities (anomalies)
• Brokerage Account (Suspense Accounts): And follow up checks and transactions that can not be recorded in the accounts should be for various reasons, such accounts have not been opened, or another blocked account.
• Accounting Vouchers: Check the completeness of journal-keeping and bookkeeping transactions.

f. Cost Management and Budget Preparation

- Cost Management

• Helps prepare management tool to measure the activities of the Bank (annual budget and "work schedule"), so that policies can be created for each type of activity;

• Check the consistency of the data generated by the EDP system to be used as a management cost per part;

- Budget
 

• Helps prepare budget management of short-term and long-term interests of management and the Bank Indonesia;

• Reviewing the (review) targets with periodic realization of the interests of management and Bank Indonesia.

g. Secretarial
 

• Correspondence form The Accounting;
• Storage of documents in an orderly and careful accounting

h. Responsibility for Human Development
 

• Monitor and provide motivation to all employees in order to work effectively and parts thereof;
• Monitor the handling of parts, especially the activities related to the timeliness, correctness and completeness of the information;
• Reviewing periodically the effectiveness and efficiency of the system is running, and performing tasks as necessary parts and provide recommendations to management in order to repair the existing system;
• Responsible for the discipline of employees in part, among others, relating to attendance, dress order, and use of rest periods;
• Provide training / training to employees in the parts of the accounting and taxation, including rules and regulations;
• To develop professionalism through training or through self study / training, seminars, courses to keep abreast of tax laws and accounting including the latest technology;
• Maintain good teamwork on the parts and the related sections.

i. Other tasks:
 

• Create reports as requested by management;
• In lieu of (alternate) when the absence of his men;
• Carrying out additional tasks given by the Board of Directors.

Ensure the implementation of all bank activities and the achievement of targets set and implement rules and regulations in accordance with banking regulations.

Target

• Meet targets set by management.
• Develop the potential of each office.
• Implementation of procedures, rules andregulations of the Bank Capital.
• Maintaining the quality of service to internal and external parties.
• Maintain and improve employee productivity

Responsibilities:

• Responsible for the preparation of annual work plans and budgets as well as the strategies work together with the Branch Manager who is under supervision for each of the targets set by management.
• Responsible for plan preparation and adoption of the annual labor requirements in all offices under the supervision and submitted to the Human Capital Division to obtain a profile of employees in accordance with the requirements and on time.
• Plan, monitor and evaluate the results of the implementation of marketing activities together with the Branch Manager who is under supervision to increase the customer base and sales of bank products, strengthen its brand and improve your credit and fee-based income.
• Supervise, direct, coordinate and evaluate the implementation of work plans and strategies of the current year along with the Branch Manager who is in supervision each week to achieve the set targets.
• Oversees, directs the implementation of the procedures, rules and regulations set by the management into all activities of daily bank to achieve Good Corporate Governance.
• Supervise, direct and coordinate the implementation of the service (service) in all sections and offices that are under supervision to both internal and external parties to achieve the quality level of service that has been set by management.
• To evaluate the performance of the Branch Manager and the employees that are structurally under supervision to reward (reward) and sanctions (punishment) upon the achievement of the target per work period.
• Submit proposals / recommendations on potential clients to enhance the credit of the loan portfolio and to achieve the profit target of the office.
• In accordance with the authority to authorize limits on transactions that take place, signed the tickets as other operational approval.
• oversees office assets in order to function and be used in accordance with bank interests and purposes.

• To support the business in the country (i.e.) by managing the Finance and Accounting function, including budgeting, taxation, monitoring the internal control system and securing the companies best financial interests.
• Responsible for support services (information technology/management information systems; real estate) shared between the retail operations, as well as coordinating outside service providers e.g. legal and insurance matter.
• The incumbent directly manages a team of staff as well as provides financial leadership to the network

Job Duties and Responsibilities

1. Statutory accounting and reporting, taxes, treasury, legal/administration

• Direct the preparation of financial data, and review all financial reporting, the consolidation package and the adjustment entries to be made in the local management books.
• Review all the reporting requested by the brand and submit within the deadline given.
• Review and readily accounts for variances of the actual result vs forecast.
• Manage all investments/forecast with the support of the regional office
• Negotiate and manage the terms and conditions with the banks and credit card organizations
• Control daily cash reconciliation of the stores and monthly bank/credit card reconciliation in order to manage the cash flow of each company.
• Supervise payroll accounting, individual income tax report, and benefits administration where relevant.
• Maintain an updated follow up of corporate contractual / legal matters and ensure a proper insurance of company assets.
• Coordinate follow up of legal matters with the local lawyer and/or regional office, to ensure full compliance on social and legal aspects.
• Coordinate all legal matters relating to real estate and ensure the compliance of leases.
• Ensure full compliance of local all tax regulation & provisions, review tax submissions, and follow up on tax audit finding.

2. Systems and Internal Control

• Implement relevant local, brand or corporate procedures and controls and ensure that they are applied and followed.
• Improve systems, cost control guidelines, policies and procedures on an on-going basis and ensure proper documentation and implementation to cope with the objectives of the company.
• Conduct regular internal audit, yearly stock take, and random check to the stores.
• Apply, propose, and/or implement recommendations arising from internal and external audits
• Advise and coach retail management on the business financial skills and internal control
• Oversee office administration where necessary (back up when Country Manager is not around)

3. Budget Control

• Oversee the preparation of all budgets, forecasts (budget, revision 1, 2 and 3-year plan). Collect all necessary information, review proposal, and suggest recommendations to all department head.
• Analyze past operating expenses and variances, and projects future expenditure accurately.
• Monitor the finance management system and ensure proper budget control.
• In conjunction with General Manager, control overhead, manage discount and margin.

4. Business Management – support for General Manager

• Provide financial and business support over all decisions, including providing relevant analysis on business development, identifying risks and suggesting recommendations e.g. new subsidiaries, projects, store openings and closures in the country.
• Prepare investment proposal and monitor investment plan performance overtime.
• Produce commercial analysis information and follow up as per required to give an accurate view of the operations
• Coordinate with suppliers to ensure synergies and cost effectiveness
• Drive costs negotiations and cost reductions wherever possible

5. Team Management

• Build and maintain an efficient and effective Accounting Department equipped to meet all local and regional reporting requirements.
• Manage and monitor the performance of the team via regular evaluation of performance, coaching for success, and timely feedback to ensure continuous improvement.
• Continuous touch base with the team to ensure they stay abreast of the latest local and company policy.

6. Other :

• To make sure insurance coverage is in line with regional coverage, to ensure renewal is done on time, and negotiate for better rate.
• To oversee IS&T matters.
• To perform other task as required by the management.